/* ============================================================
   Product Pages CSS — 深圳创臣企业管理有限公司
   1. Registration (reg-*) — World Map / Country Grid, blue & gold
   2. Bank (bank-*) — Banking / Finance, blue & silver
   ============================================================ */

/* ============================================================
   PART 1: 全球公司注册 (reg-*)
   ============================================================ */

.reg-page {
    /* 蓝金主题：在页面作用域内重写主色变量 */
    --primary: #1e4e9c;
    --primary-dark: #143a78;
    --primary-light: #2f6fd1;
    --gold: #d9a441;
    --gold-light: #eec26a;
    --dark: #0b1f3f;
    --white: #ffffff;
    --radius: 12px;
    --shadow: 0 8px 24px rgba(11, 31, 63, 0.10);
    --shadow-xl: 0 20px 50px -10px rgba(11, 31, 63, 0.22);
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    font-family: "PingFang SC", "Microsoft YaHei", "Helvetica Neue", Arial, sans-serif;
    color: #33475e;
    line-height: 1.7;
}

.reg-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ---------- Banner ---------- */
.reg-banner {
    position: relative;
    background-size: cover;
    background-position: center;
    min-height: 400px;
    display: flex;
    align-items: center;
    overflow: hidden;
}
.reg-banner-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(100deg, rgba(11, 31, 63, 0.92) 0%, rgba(20, 58, 120, 0.72) 55%, rgba(20, 58, 120, 0.35) 100%);
}
.reg-banner-inner {
    position: relative;
    z-index: 1;
    padding-top: 60px;
    padding-bottom: 60px;
    color: var(--white);
}
.reg-banner-kicker {
    display: inline-block;
    font-size: 12px;
    letter-spacing: 4px;
    color: var(--gold-light);
    border: 1px solid rgba(238, 194, 106, 0.5);
    border-radius: 999px;
    padding: 6px 18px;
    margin-bottom: 20px;
}
.reg-banner-title {
    font-size: 46px;
    font-weight: 700;
    margin: 0 0 14px;
    letter-spacing: 2px;
}
.reg-banner-line {
    width: 64px;
    height: 4px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    border-radius: 2px;
    margin-bottom: 16px;
}
.reg-banner-sub {
    font-size: 16px;
    letter-spacing: 6px;
    color: rgba(255, 255, 255, 0.85);
    margin: 0 0 30px;
}
.reg-banner-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}
.reg-btn {
    display: inline-block;
    padding: 13px 34px;
    border-radius: 999px;
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    transition: var(--transition);
}
.reg-btn-gold {
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark);
    box-shadow: 0 8px 20px rgba(217, 164, 65, 0.4);
}
.reg-btn-gold:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 28px rgba(217, 164, 65, 0.55);
}
.reg-btn-ghost {
    border: 1px solid rgba(255, 255, 255, 0.6);
    color: var(--white);
}
.reg-btn-ghost:hover {
    background: rgba(255, 255, 255, 0.15);
}
.reg-btn-lg {
    padding: 16px 44px;
    font-size: 17px;
}

/* ---------- Sections ---------- */
.reg-section {
    padding: 70px 0;
}
.reg-section-alt {
    background: #f4f7fc;
}
.reg-dark {
    background: linear-gradient(135deg, #0b1f3f 0%, #143a78 100%);
    color: rgba(255, 255, 255, 0.88);
}
.reg-sec-head {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 46px;
}
.reg-sec-tag {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 5px;
    color: var(--primary);
    background: rgba(30, 78, 156, 0.08);
    border-radius: 999px;
    padding: 6px 18px;
    margin-bottom: 14px;
}
.reg-sec-title {
    font-size: 32px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 12px;
}
.reg-sec-desc {
    font-size: 15px;
    color: #6b7f96;
    margin: 0;
}
.reg-sec-head-dark .reg-sec-tag {
    color: var(--gold-light);
    background: rgba(238, 194, 106, 0.12);
}
.reg-sec-head-dark .reg-sec-title {
    color: var(--white);
}

/* ---------- Intro ---------- */
.reg-intro {
    display: flex;
    align-items: flex-start;
    gap: 24px;
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 36px 40px;
    border-left: 5px solid var(--gold);
}
.reg-intro-marker {
    flex: none;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    position: relative;
}
.reg-intro-marker::after {
    content: "";
    position: absolute;
    inset: 14px;
    border-radius: 50%;
    border: 2px solid var(--gold-light);
}
.reg-intro-title {
    font-size: 28px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 8px;
}
.reg-intro-desc {
    font-size: 15px;
    color: #6b7f96;
    margin: 0;
}

/* ---------- Country Grid ---------- */
.reg-country-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}
.reg-country-card {
    background: var(--white);
    border: 1px solid #e4eaf4;
    border-radius: var(--radius);
    padding: 26px 22px 22px;
    text-align: center;
    position: relative;
    overflow: hidden;
    transition: var(--transition);
}
.reg-country-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), var(--gold));
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition);
}
.reg-country-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: rgba(30, 78, 156, 0.25);
}
.reg-country-card:hover::before {
    transform: scaleX(1);
}
.reg-country-flag {
    font-size: 40px;
    line-height: 1;
    margin-bottom: 12px;
}
.reg-country-name {
    font-size: 18px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 4px;
}
.reg-country-en {
    display: inline-block;
    font-size: 11px;
    letter-spacing: 2px;
    font-weight: 600;
    color: var(--gold);
    margin-bottom: 12px;
}
.reg-country-desc {
    font-size: 13px;
    color: #6b7f96;
    line-height: 1.7;
    margin: 0 0 14px;
    text-align: justify;
}
.reg-country-link {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
    text-decoration: none;
}
.reg-country-link:hover {
    color: var(--gold);
}

/* ---------- Selection Guide ---------- */
.reg-guide-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 26px;
}
.reg-guide-card {
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 32px;
    display: flex;
    flex-direction: column;
    transition: var(--transition);
}
.reg-guide-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
}
.reg-guide-icon {
    width: 58px;
    height: 58px;
    border-radius: var(--radius);
    background: linear-gradient(135deg, rgba(30, 78, 156, 0.10), rgba(217, 164, 65, 0.14));
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin-bottom: 16px;
}
.reg-guide-title {
    font-size: 20px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 10px;
}
.reg-guide-desc {
    font-size: 14px;
    color: #6b7f96;
    margin: 0 0 16px;
    flex: 1;
}
.reg-guide-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}
.reg-guide-tag {
    font-size: 12px;
    font-weight: 600;
    color: var(--primary);
    background: rgba(30, 78, 156, 0.08);
    border: 1px solid rgba(30, 78, 156, 0.15);
    border-radius: 999px;
    padding: 4px 13px;
}

/* ---------- Factors ---------- */
.reg-factor-row {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 16px;
}
.reg-factor-card {
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 22px 14px;
    text-align: center;
    transition: var(--transition);
}
.reg-factor-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
}
.reg-factor-icon {
    display: block;
    font-size: 30px;
    margin-bottom: 10px;
}
.reg-factor-title {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--dark);
}

/* ---------- Advantages (dark) ---------- */
.reg-adv-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.reg-adv-card {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--radius);
    padding: 26px;
    transition: var(--transition);
}
.reg-adv-card:hover {
    background: rgba(255, 255, 255, 0.10);
    border-color: rgba(238, 194, 106, 0.5);
    transform: translateY(-4px);
}
.reg-adv-check {
    flex: none;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark);
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
}
.reg-adv-title {
    font-size: 17px;
    font-weight: 700;
    color: var(--white);
    margin: 0 0 6px;
}
.reg-adv-desc {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.72);
    margin: 0;
}

/* ---------- Related Services ---------- */
.reg-related-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}
.reg-related-card {
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 28px 24px;
    position: relative;
    transition: var(--transition);
}
.reg-related-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
}
.reg-related-num {
    font-size: 34px;
    font-weight: 800;
    color: rgba(30, 78, 156, 0.12);
    line-height: 1;
    display: block;
    margin-bottom: 10px;
}
.reg-related-title {
    font-size: 17px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 10px;
    padding-bottom: 10px;
    border-bottom: 2px solid rgba(217, 164, 65, 0.4);
}
.reg-related-desc {
    font-size: 13px;
    color: #6b7f96;
    margin: 0;
}

/* ---------- Operations badges ---------- */
.reg-ops-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
}
.reg-ops-badge {
    background: var(--white);
    border: 1px dashed rgba(30, 78, 156, 0.35);
    border-radius: var(--radius);
    padding: 18px 16px;
    display: flex;
    align-items: center;
    gap: 12px;
    transition: var(--transition);
}
.reg-ops-badge:hover {
    border-style: solid;
    border-color: var(--gold);
    box-shadow: var(--shadow);
}
.reg-ops-title {
    font-size: 15px;
    font-weight: 700;
    color: var(--dark);
}
.reg-ops-en {
    font-size: 11px;
    letter-spacing: 1px;
    color: #8ea2b8;
    display: block;
}

/* ---------- Cases ---------- */
.reg-case-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}
.reg-case-card {
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 30px;
    position: relative;
    transition: var(--transition);
}
.reg-case-card:hover {
    box-shadow: var(--shadow-xl);
}
.reg-case-index {
    position: absolute;
    top: 22px;
    right: 24px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    color: var(--gold);
}
.reg-case-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 12px;
    padding-left: 14px;
    border-left: 4px solid var(--primary);
}
.reg-case-desc {
    font-size: 14px;
    color: #6b7f96;
    margin: 0;
    text-align: justify;
}

/* ---------- Core Advantages ---------- */
.reg-core-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
.reg-core-card {
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 28px;
    transition: var(--transition);
}
.reg-core-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
}
.reg-core-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 2px solid var(--gold);
    color: var(--primary);
    font-size: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
}
.reg-core-title {
    font-size: 17px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 8px;
}
.reg-core-desc {
    font-size: 14px;
    color: #6b7f96;
    margin: 0;
}

/* ---------- CTA ---------- */
.reg-cta {
    position: relative;
    background-size: cover;
    background-position: center;
    padding: 90px 0;
    overflow: hidden;
}
.reg-cta-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(120deg, rgba(11, 31, 63, 0.94), rgba(20, 58, 120, 0.88));
}
.reg-cta-inner {
    position: relative;
    z-index: 1;
    text-align: center;
}
.reg-cta-title {
    font-size: 32px;
    font-weight: 700;
    color: var(--white);
    margin: 0 0 12px;
}
.reg-cta-desc {
    font-size: 16px;
    color: rgba(255, 255, 255, 0.8);
    margin: 0 0 30px;
}

/* ============================================================
   PART 2: 银行开户 (bank-*)
   ============================================================ */

.bank-page {
    /* 蓝银金融主题 */
    --primary: #155ab6;
    --primary-dark: #0d3f8c;
    --primary-light: #3b82f6;
    --gold: #94a8c4;
    --gold-light: #b8c8dd;
    --dark: #101b30;
    --white: #ffffff;
    --radius: 10px;
    --shadow: 0 6px 20px rgba(16, 27, 48, 0.08);
    --shadow-xl: 0 18px 46px -10px rgba(16, 27, 48, 0.25);
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --silver: #eef2f8;
    --silver-line: #d7dfea;
    font-family: "PingFang SC", "Microsoft YaHei", "Helvetica Neue", Arial, sans-serif;
    color: #3d4c63;
    line-height: 1.7;
}

.bank-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ---------- Banner ---------- */
.bank-banner {
    position: relative;
    background-size: cover;
    background-position: center;
    min-height: 400px;
    display: flex;
    align-items: center;
}
.bank-banner-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(13, 63, 140, 0.55) 0%, rgba(16, 27, 48, 0.88) 100%);
}
.bank-banner-inner {
    position: relative;
    z-index: 1;
    padding-top: 64px;
    padding-bottom: 64px;
    color: var(--white);
}
.bank-banner-crumb {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.65);
    margin: 0 0 20px;
}
.bank-banner-crumb a {
    color: rgba(255, 255, 255, 0.85);
    text-decoration: none;
}
.bank-banner-crumb span {
    margin: 0 8px;
}
.bank-banner-title {
    font-size: 44px;
    font-weight: 700;
    margin: 0 0 10px;
}
.bank-banner-sub {
    font-size: 15px;
    letter-spacing: 7px;
    color: var(--gold-light);
    margin: 0 0 20px;
}
.bank-banner-strip {
    display: flex;
    width: 180px;
    margin-bottom: 30px;
}
.bank-banner-strip span {
    flex: 1;
    height: 4px;
}
.bank-banner-strip span:nth-child(1) { background: #3b82f6; }
.bank-banner-strip span:nth-child(2) { background: #94a8c4; }
.bank-banner-strip span:nth-child(3) { background: #eef2f8; }
.bank-btn {
    display: inline-block;
    padding: 14px 40px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    border-radius: 6px;
    color: var(--white);
    font-size: 15px;
    font-weight: 600;
    text-decoration: none;
    letter-spacing: 2px;
    box-shadow: 0 10px 24px rgba(21, 90, 182, 0.4);
    transition: var(--transition);
}
.bank-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 30px rgba(21, 90, 182, 0.55);
}
.bank-btn-light {
    background: linear-gradient(135deg, #ffffff, #eef2f8);
    color: var(--primary-dark);
    box-shadow: 0 10px 24px rgba(0, 0, 0, 0.25);
}

/* ---------- Service Features Bar ---------- */
.bank-features {
    background: var(--white);
    border-bottom: 1px solid var(--silver-line);
    padding: 34px 0;
}
.bank-feature-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}
.bank-feature-card {
    display: flex;
    gap: 16px;
    align-items: center;
    background: var(--silver);
    border-radius: var(--radius);
    padding: 20px 22px;
    transition: var(--transition);
}
.bank-feature-card:hover {
    background: var(--white);
    box-shadow: var(--shadow-xl);
    transform: translateY(-4px);
}
.bank-feature-num {
    flex: none;
    width: 42px;
    height: 42px;
    border-radius: 6px;
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-light));
    color: var(--white);
    font-size: 17px;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
}
.bank-feature-text h3 {
    font-size: 16px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 3px;
}
.bank-feature-text p {
    font-size: 12.5px;
    color: #70809a;
    margin: 0;
}

/* ---------- Stats (dark) ---------- */
.bank-stats {
    background: linear-gradient(120deg, #0d3f8c 0%, #101b30 100%);
    padding: 46px 0;
}
.bank-stats-row {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 12px;
    text-align: center;
}
.bank-stat-item {
    padding: 8px 4px;
    border-right: 1px solid rgba(255, 255, 255, 0.14);
}
.bank-stat-item:last-child {
    border-right: none;
}
.bank-stat-num {
    display: block;
    font-size: 34px;
    font-weight: 800;
    color: var(--white);
    line-height: 1.2;
    transition: var(--transition);
}
.bank-stat-item:hover .bank-stat-num {
    color: #8fc0ff;
}
.bank-stat-label {
    display: block;
    font-size: 13px;
    color: rgba(255, 255, 255, 0.65);
    margin-top: 6px;
}

/* ---------- Sections ---------- */
.bank-section {
    padding: 70px 0;
}
.bank-section-alt {
    background: #f6f8fb;
}
.bank-section-warn {
    background: linear-gradient(180deg, #fff7f5 0%, #ffffff 100%);
}
.bank-process {
    background: linear-gradient(120deg, #101b30 0%, #0d3f8c 100%);
    color: rgba(255, 255, 255, 0.85);
}
.bank-sec-head {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 44px;
}
.bank-sec-tag {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 4px;
    color: var(--primary);
    border-bottom: 2px solid var(--primary-light);
    padding: 0 4px 6px;
    margin-bottom: 16px;
}
.bank-sec-tag-warn {
    color: #c0392b;
    border-bottom-color: #e74c3c;
}
.bank-sec-title {
    font-size: 30px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 10px;
}
.bank-sec-desc {
    font-size: 15px;
    color: #70809a;
    margin: 0;
}
.bank-sec-head-dark .bank-sec-tag {
    color: #8fc0ff;
    border-bottom-color: #8fc0ff;
}
.bank-sec-head-dark .bank-sec-title {
    color: var(--white);
}

/* ---------- Bank Advantages ---------- */
.bank-adv-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}
.bank-adv-card {
    background: var(--white);
    border: 1px solid var(--silver-line);
    border-top: 4px solid var(--primary);
    border-radius: var(--radius);
    padding: 30px 24px;
    position: relative;
    overflow: hidden;
    transition: var(--transition);
}
.bank-adv-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-top-color: var(--primary-light);
}
.bank-adv-icon {
    font-size: 38px;
    line-height: 1;
    margin-bottom: 14px;
}
.bank-adv-name {
    font-size: 18px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 8px;
}
.bank-adv-desc {
    font-size: 13.5px;
    color: #70809a;
    margin: 0;
}
.bank-adv-arrow {
    position: absolute;
    right: 18px;
    bottom: 14px;
    font-size: 18px;
    color: var(--silver-line);
    transition: var(--transition);
}
.bank-adv-card:hover .bank-adv-arrow {
    color: var(--primary);
    transform: translateX(4px);
}

/* ---------- Fine Cases (warning) ---------- */
.bank-fine-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.bank-fine-card {
    background: var(--white);
    border: 1px solid #f5d9d4;
    border-left: 5px solid #e74c3c;
    border-radius: var(--radius);
    padding: 24px;
    transition: var(--transition);
}
.bank-fine-card:hover {
    box-shadow: 0 12px 30px rgba(231, 76, 60, 0.18);
    transform: translateY(-4px);
}
.bank-fine-amount {
    display: inline-block;
    font-size: 26px;
    font-weight: 800;
    color: #e74c3c;
    background: rgba(231, 76, 60, 0.08);
    border-radius: 6px;
    padding: 6px 16px;
    margin-bottom: 12px;
}
.bank-fine-desc {
    font-size: 13px;
    color: #6d7a8c;
    margin: 0;
    text-align: justify;
}

/* ---------- Reasons ---------- */
.bank-reason-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}
.bank-reason-badge {
    display: flex;
    align-items: center;
    gap: 14px;
    background: var(--silver);
    border-radius: 999px;
    padding: 14px 20px;
    transition: var(--transition);
}
.bank-reason-badge:hover {
    background: var(--white);
    box-shadow: var(--shadow-xl);
}
.bank-reason-num {
    flex: none;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-light));
    color: var(--white);
    font-size: 14px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
}
.bank-reason-text {
    font-size: 14px;
    font-weight: 600;
    color: var(--dark);
}

/* ---------- VIP Banks ---------- */
.bank-vip-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}
.bank-vip-card {
    background: var(--white);
    border: 1px solid var(--silver-line);
    border-radius: var(--radius);
    padding: 26px 22px;
    text-align: center;
    transition: var(--transition);
}
.bank-vip-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-light);
}
.bank-vip-logo {
    width: 56px;
    height: 56px;
    margin: 0 auto 14px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--silver), #dde6f1);
    border: 1px solid var(--silver-line);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 26px;
}
.bank-vip-name {
    font-size: 17px;
    font-weight: 700;
    color: var(--dark);
    margin: 0 0 8px;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--silver);
}
.bank-vip-desc {
    font-size: 13px;
    color: #70809a;
    margin: 0;
}

/* ---------- Tips ---------- */
.bank-tips-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}
.bank-tip-card {
    background: var(--white);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 28px;
    transition: var(--transition);
}
.bank-tip-card:hover {
    box-shadow: var(--shadow-xl);
}
.bank-tip-head {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 16px;
    padding-bottom: 14px;
    border-bottom: 1px solid var(--silver);
}
.bank-tip-index {
    flex: none;
    width: 34px;
    height: 34px;
    border-radius: 6px;
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-light));
    color: var(--white);
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
}
.bank-tip-title {
    font-size: 18px;
    font-weight: 700;
    color: var(--dark);
    margin: 0;
}
.bank-tip-list {
    list-style: none;
    margin: 0;
    padding: 0;
}
.bank-tip-list li {
    position: relative;
    padding: 6px 0 6px 28px;
    font-size: 14px;
    color: #52627b;
}
.bank-tip-list li::before {
    content: "✓";
    position: absolute;
    left: 0;
    top: 6px;
    width: 19px;
    height: 19px;
    border-radius: 50%;
    background: rgba(21, 90, 182, 0.10);
    color: var(--primary);
    font-size: 11px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ---------- Process Steps (dark) ---------- */
.bank-step-flow {
    display: flex;
    align-items: stretch;
    gap: 0;
}
.bank-step {
    flex: 1;
    position: relative;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.14);
    border-radius: var(--radius);
    padding: 28px 22px 24px;
    margin-right: 34px;
    transition: var(--transition);
}
.bank-step:last-child {
    margin-right: 0;
}
.bank-step:not(:last-child)::after {
    content: "➜";
    position: absolute;
    right: -28px;
    top: 50%;
    transform: translateY(-50%);
    color: #8fc0ff;
    font-size: 18px;
    z-index: 2;
}
.bank-step:hover {
    background: rgba(255, 255, 255, 0.11);
    transform: translateY(-5px);
}
.bank-step-num {
    display: inline-block;
    font-size: 30px;
    font-weight: 800;
    color: #8fc0ff;
    line-height: 1;
    margin-bottom: 12px;
}
.bank-step-title {
    font-size: 17px;
    font-weight: 700;
    color: var(--white);
    margin: 0 0 8px;
}
.bank-step-desc {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.7);
    margin: 0;
}

/* ---------- Success Cases ---------- */
.bank-success-row {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 16px;
}
.bank-success-tag {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--white);
    border: 1px solid var(--silver-line);
    border-radius: 8px;
    padding: 12px 24px;
    font-size: 15px;
    font-weight: 600;
    color: var(--dark);
    transition: var(--transition);
}
.bank-success-tag i {
    font-style: normal;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: rgba(46, 164, 98, 0.12);
    color: #2ea462;
    font-size: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
}
.bank-success-tag:hover {
    border-color: #2ea462;
    box-shadow: 0 8px 20px rgba(46, 164, 98, 0.15);
    transform: translateY(-3px);
}

/* ---------- CTA ---------- */
.bank-cta {
    background: linear-gradient(120deg, #0d3f8c 0%, #155ab6 60%, #3b82f6 100%);
    padding: 80px 0;
    text-align: center;
}
.bank-cta-inner {
    max-width: 720px;
    margin: 0 auto;
}
.bank-cta-title {
    font-size: 30px;
    font-weight: 700;
    color: var(--white);
    margin: 0 0 12px;
}
.bank-cta-desc {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.82);
    letter-spacing: 1px;
    margin: 0 0 30px;
}

/* ============================================================
   Responsive
   ============================================================ */

/* ---------- ≤1024px ---------- */
@media (max-width: 1024px) {
    .reg-country-grid { grid-template-columns: repeat(3, 1fr); }
    .reg-guide-grid { grid-template-columns: repeat(2, 1fr); }
    .reg-factor-row { grid-template-columns: repeat(3, 1fr); }
    .reg-adv-grid { grid-template-columns: repeat(2, 1fr); }
    .reg-related-grid { grid-template-columns: repeat(2, 1fr); }
    .reg-ops-grid { grid-template-columns: repeat(3, 1fr); }
    .reg-core-grid { grid-template-columns: repeat(2, 1fr); }

    .bank-feature-row { grid-template-columns: repeat(2, 1fr); }
    .bank-stats-row { grid-template-columns: repeat(3, 1fr); row-gap: 26px; }
    .bank-stat-item:nth-child(3n) { border-right: none; }
    .bank-stat-item:nth-child(4) { border-right: 1px solid rgba(255,255,255,0.14); }
    .bank-adv-grid { grid-template-columns: repeat(2, 1fr); }
    .bank-fine-grid { grid-template-columns: repeat(2, 1fr); }
    .bank-reason-grid { grid-template-columns: repeat(2, 1fr); }
    .bank-vip-grid { grid-template-columns: repeat(3, 1fr); }
    .bank-step-flow { flex-wrap: wrap; gap: 18px; }
    .bank-step { flex: 1 1 40%; margin-right: 0; }
    .bank-step:not(:last-child)::after { content: none; }
}

/* ---------- ≤768px ---------- */
@media (max-width: 768px) {
    .reg-banner { min-height: 340px; }
    .reg-banner-title { font-size: 34px; }
    .reg-banner-sub { letter-spacing: 3px; }
    .reg-section { padding: 56px 0; }
    .reg-sec-title { font-size: 26px; }
    .reg-intro { flex-direction: column; }
    .reg-country-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
    .reg-guide-grid { grid-template-columns: 1fr; }
    .reg-factor-row { grid-template-columns: repeat(2, 1fr); }
    .reg-adv-grid { grid-template-columns: 1fr; }
    .reg-related-grid { grid-template-columns: 1fr; }
    .reg-ops-grid { grid-template-columns: repeat(2, 1fr); }
    .reg-case-grid { grid-template-columns: 1fr; }
    .reg-core-grid { grid-template-columns: 1fr; }
    .reg-cta { padding: 64px 0; }
    .reg-cta-title { font-size: 25px; }

    .bank-banner { min-height: 340px; }
    .bank-banner-title { font-size: 32px; }
    .bank-banner-sub { letter-spacing: 3px; }
    .bank-section { padding: 56px 0; }
    .bank-sec-title { font-size: 24px; }
    .bank-feature-row { grid-template-columns: 1fr; }
    .bank-stats-row { grid-template-columns: repeat(2, 1fr); }
    .bank-stat-item { border-right: none; }
    .bank-adv-grid { grid-template-columns: 1fr; }
    .bank-fine-grid { grid-template-columns: 1fr; }
    .bank-reason-grid { grid-template-columns: 1fr; }
    .bank-vip-grid { grid-template-columns: repeat(2, 1fr); }
    .bank-tips-grid { grid-template-columns: 1fr; }
    .bank-step { flex: 1 1 100%; }
    .bank-cta { padding: 60px 0; }
    .bank-cta-title { font-size: 24px; }
}

/* ---------- ≤480px ---------- */
@media (max-width: 480px) {
    .reg-banner { min-height: 300px; }
    .reg-banner-title { font-size: 27px; }
    .reg-banner-actions .reg-btn { width: 100%; text-align: center; }
    .reg-sec-title { font-size: 22px; }
    .reg-intro { padding: 26px 22px; }
    .reg-intro-title { font-size: 22px; }
    .reg-country-grid { grid-template-columns: 1fr; }
    .reg-factor-row { grid-template-columns: 1fr; }
    .reg-ops-grid { grid-template-columns: 1fr; }
    .reg-related-num { font-size: 28px; }
    .reg-adv-card { flex-direction: column; }
    .reg-cta-title { font-size: 21px; }
    .reg-cta-desc { font-size: 14px; }
    .reg-btn-lg { width: 100%; text-align: center; }

    .bank-banner { min-height: 300px; }
    .bank-banner-title { font-size: 26px; }
    .bank-banner-sub { font-size: 13px; }
    .bank-sec-title { font-size: 21px; }
    .bank-feature-card { flex-direction: column; align-items: flex-start; }
    .bank-stats-row { grid-template-columns: repeat(2, 1fr); gap: 18px 8px; }
    .bank-stat-num { font-size: 26px; }
    .bank-reason-grid { grid-template-columns: 1fr; }
    .bank-vip-grid { grid-template-columns: 1fr; }
    .bank-fine-amount { font-size: 22px; }
    .bank-success-tag { width: 100%; justify-content: center; }
    .bank-btn { width: 100%; text-align: center; box-sizing: border-box; }
    .bank-cta-title { font-size: 21px; }
}